health
& life insurance
Health Insurance Policies
Illness
and injury can strike without warning. The financial
consequences
of
such events can be devastating. Who will pay the doctors,
hospitals, ambulance, drug store and other medical
providers? Can you and your family survive months of
being unable
to return to work? As all of us are acutely aware,
even a brief stay in the hospital can cost thousands
of dollars. Whether you need an individual
health insurance policy, a family insurance plan, or
a group insurance program for your employees, why not
let us provide you with a free, no obligation health
insurance quote. Health insurance can be a costly, though
necessary, expense. Do not make such an important
decision as health insurance coverage without investigating
carefully! As an independent insurance agent, we have
access to a number of health insurance providers and
we can tailor an insurance program to meet your unique
needs.
MEDICARE is a
complicated area for seniors. If you're a Medicare
recipient, you need a supplement from some source.
The Part A deductible increases each year. Part B also
carries a $100 annual deductible. You are responsible
for the 20% under Part B that Medicare does not cover.
We have competitive plans through several companies
like that will take this worry off of your shoulders.
Disability
Income
If you owned the goose
that laid the golden egg, would you insure the goose
or the eggs? YOU are that goose bringing home that
paycheck. You insure your home, auto, collectibles,
boat, but not your paycheck. Where will your money
come from if you can't work due to an illness or accident?
Disability income is
one of the most important coverages for you and your
family. We will give you the money to keep the house
going, pay the bills, put food on the table, and allow
you the time to get well without the burden of going
back to work too soon. Statistics show that people
with disability income insurance recover from illness
and accident faster, because we give them the time
that they need.
Life
Insurance Policies
Who
will take care of your family and your financial obligations
when you die? Have you made provisions for taking care
of your funeral expenses? Who will make up for your
charitable contributions to your church or charity
when you die? How will your key employees and your
family members be protected when you are no longer
present to manage your business? Life insurance is the
answer to these and many other financial issues. Generally
speaking, life insurance may be one of the best bargains
in the insurance industry. As an independent agent,
we have a wide variety of life insurance companies
to choose from. Do not be misled into believing that
answering a questionnaire on the Internet is an acceptable
substitute for a local, caring insurance agent. There
are a number of different life insurance programs available,
and this variety can sometimes seem confusing and imposing.
We can help you decide on the right type of life insurance
policy and make important financial plans for your
individual situation.
Contact
our agency for a free life insurance consultation. We can
tailor the coverages to fit your unique situation.
As an independent agent, we can access insurance products
from a number of reputable companies. Give us a call
today! |
